Compare cash rounding rules across the states you operate in
Every state below has enacted a cash rounding statute and carries a Centsless record verified against the enacted text. The table sets those records side by side so the differences between them are visible in one view.
This tool describes published state cash rounding statutes as recorded in the Centsless legislative reference. It does not assess any business's compliance, does not evaluate any point-of-sale product, and is not legal advice. Statuses change; confirm against the primary source before relying on any figure. Where our record is incomplete for a state, that field is omitted rather than estimated.
Records verified against enacted text: 2026-09-02 to 2026-09-03. Source for each state is linked in its row. Track cash rounding legislation across all fifty states.
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With nothing selected, all twenty states with a verified record are shown. Selecting states filters the table to those rows, and the columns marked as differing are recomputed across the selection alone.
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What the record holds
- Status and date
- When the rounding provision applies, from the enacted act.
- Read from the enacted act
- Obligation
- Whether the act obligates, permits, or delegates.
- Read from the enacted act
- Method
- The rounding method the enacted text prescribes.
- Centsless characterisation of the enacted act
- One or two cent totals
- What the act does with a total of one or two cents. This reports the outcome, including where it follows from the general digit rule, not whether the act carries a dedicated small-total clause.
- Centsless characterisation of the enacted act
- Mixed tender
- Treatment of a transaction settled partly in cash.
- Centsless characterisation of the enacted act
- Cash refunds
- Whether the act states how a refund of a cash purchase is settled. Rounding of change tendered is a separate question and is recorded under mixed tender.
- Centsless characterisation of the enacted act
- Disclosure
- Customer-facing notice required by the act.
- Centsless characterisation of the enacted act
- Liability provision
- Protection, if any, that follows from using the statutory method.
- Centsless characterisation of the enacted act
Sales tax basis is not shown. Held pending a direct re-read of each of the twenty enacted acts. The prior derivation misgrouped four states, so the column is not shown rather than shown provisionally.
| State | Status and dateEnacted textDiffers | ObligationEnacted textDiffers | MethodCharacterisationDiffers | One or two cent totalsCharacterisationDiffers | Mixed tenderCharacterisationDiffers | Cash refundsCharacterisationDiffers | DisclosureCharacterisationDiffers | Liability provisionCharacterisationDiffers |
|---|---|---|---|---|---|---|---|---|
| AlabamaHB 545 / Act 2026-548Primary source | In force since Apr 16, 2026HB 545 / Act 2026-548. Enacted Apr 16, 2026. | PermitsScope: General retail; excludes government. | Symmetric, digit list stated | Not addressed by the enacted text | Cash portion only | Not addressed by the enacted text | No notice required by the act | None in the enacted text |
| ArizonaHB 2938 / Ch. 5Primary source | In force since Mar 13, 2026HB 2938 / Ch. 5. Enacted Mar 13, 2026. | ObligatesScope: General retail; public agencies. | Symmetric, digit list stated | Rounds down to zero | Noncash expressly excluded, split not described | Not addressed by the enacted text | Posted notice required | Regulatory cover only |
| ConnecticutHB 5349 / PA 26-128Primary source | Applies from Jan 1, 2027HB 5349 / PA 26-128. Enacted Jun 4, 2026. | Permits within a mandatory methodScope: In-person retail cash purchases. | Symmetric, digit list stated | Exempt: four cents or less is not rounded | Not addressed by the enacted text | Not addressed by the enacted text | No notice required by the act | None in the enacted text |
| FloridaSB 1074 / Ch. 2026-68Primary source | In force since May 11, 2026SB 1074 / Ch. 2026-68. Enacted May 11, 2026. | PermitsScope: Sales tax dealers; retail cash. | Symmetric, digit list statedThe eight and nine cent band is expressed as rounding up to the nearest ten cents while producing five-cent behaviour. | Rounds down to zero | Only where cash change is returned | Not addressed by the enacted text | No notice required by the act | Reaches a private cause of action |
| GeorgiaHB 1112 / Act 445Primary source | In force since Jul 1, 2026HB 1112 / Act 445. Enacted May 11, 2026. | ObligatesScope: General retail; in-person only. | Symmetric, digit list stated | Rounds up to five cents | Only where cash change is returned | Not addressed by the enacted text | No notice required by the act | Regulatory cover only |
| HawaiiSB 3255 / Act 159Primary source | In force since Jul 1, 2026SB 3255 / Act 159. Enacted Jun 25, 2026. | PermitsScope: General retail. | Symmetric, digit list stated | Rounds up to five cents | Noncash expressly excluded, split not described | Not addressed by the enacted text | No notice required by the act | Reaches a private cause of action |
| IdahoSB 1350 / Ch. 241Primary source | In force since Jul 1, 2026SB 1350 / Ch. 241. Enacted Mar 31, 2026. | PermitsScope: General. | Symmetric, digit list stated | Not addressed by the enacted text | Not addressed by the enacted text | Cash refunds may be rounded | No notice required by the act | None in the enacted text |
| IndianaSB 243 / P.L. 128Primary source | Applies from Jan 1, 2027SB 243 / P.L. 128. Enacted Mar 5, 2026. | ObligatesScope: Business entities including banks; government units. | Operator chooses: always down, always up, or the nickel table | Operator may round to zero or five | Total-amount rule, no split provision | Not addressed by the enacted text | No notice required by the act | None in the enacted text |
| KentuckyHB 757 / Acts Ch. 161Primary source | In force since Jul 15, 2026HB 757 / Acts Ch. 161. Enacted Apr 14, 2026. | Obligates govt; permits retailScope: Government, schools, retail, gaming. | Symmetric, bands stated in ten-cent languageThe bands are written as rounding to the nearest ten cents, but the behaviour produced is five-cent rounding. | Rounds down to zero | Not addressed by the enacted text | Not addressed by the enacted text | No notice required by the act | Regulatory cover only |
| MarylandSB 893 / Ch. 516; companion HB 1026 / Ch. 515, both approved May 12, 2026Primary source | In force since May 12, 2026SB 893 / Ch. 516; companion HB 1026 / Ch. 515, both approved May 12, 2026. Enacted May 12, 2026. | PermitsScope: Merchants; cash wages. | Symmetric, digit list stated | Rounds up to five centsSection 1-604 governs a price totalling less than five cents and 1-604(B) permits rounding it up to five cents, while 1-603 governs prices of five cents or more. A total of $10.02 rounds down under 1-603; a total of $0.02 rounds up under 1-604. | Not addressed by the enacted text | Not addressed by the enacted text | No notice required by the act | None in the enacted textBoth operative sections open with "Notwithstanding any other provision of law". That is a conflict-of-laws clause governing which rule controls, not operator protection, and it is not a shield. Local preemption: Chapters 516 and 515 supersede conflicting local regulations, rules and ordinances. Neither carries operator liability protection. |
| MinnesotaHF 4591 / Laws 2026 Ch. 119Primary source | In force since May 28, 2026HF 4591 / Laws 2026 Ch. 119. Enacted May 27, 2026. | Permits; posting requiredScope: State agency transactions only. | Nearest five cents, no rule stated | Rounds up to five cents | Noncash expressly excluded, split not described | Not addressed by the enacted text | Written policy required and posted | None in the enacted text |
| MissouriHB 2819Primary source | In force since Aug 28, 2026HB 2819. Enacted Jul 13, 2026. | PermitsScope: Retail sales transactions. | Nearest five cents, no rule stated | Not addressed by the enacted text | Noncash expressly excluded, split not described | Not addressed by the enacted text | No notice required by the act | Regulatory cover only |
| NebraskaLB 838, Sec. 39Primary source | In force since Apr 14, 2026LB 838, Sec. 39. Enacted Apr 14, 2026. | PermitsScope: Cash sales, transfers, cash wages. | Symmetric, digit list stated | Rounds up to five cents | Non-cash applied first, cash remainder rounds | Not addressed by the enacted text | No notice required by the act | Regulatory cover only |
| New MexicoHB 291 / Ch. 31Primary source | In force since Jul 1, 2026HB 291 / Ch. 31. Enacted Mar 4, 2026. | DelegationScope: Tax administration; MVD fees. | Delegated to agency rule | Not addressed by the enacted text | Not addressed by the enacted text | Not addressed by the enacted text | No notice required by the act | None in the enacted text |
| OklahomaHB 3075; 62 O.S. 9002Primary source | Applies from Nov 1, 2026 agencies; Jul 1, 2027 subdivisionsHB 3075; 62 O.S. 9002. Enacted May 11, 2026. | Obligates agenciesScope: Government and public sector only. | Symmetric, digit list stated62 O.S. 9002(A) states the full digit table: one or two cents down, three or four up, six or seven down, eight or nine up to ten cents. The eight and nine cent band is written in ten-cent language while producing five-cent behaviour. | Rounds down to zero | Cash portion only | Not addressed by the enacted text | No notice required by the act | None in the enacted text |
| OregonHB 4178 / Or. Laws Ch. 126Primary source | In force since Apr 7, 2026HB 4178 / Or. Laws Ch. 126. Enacted Apr 7, 2026. | Permits; signage requiredScope: Public accommodations; public bodies. | Symmetric, digit list stated | Not addressed by the enacted text | Depends on tender order | Not addressed by the enacted text | Posted notice required | Reaches a private cause of action |
| TennesseeHB 1744 / Pub. Ch. 602Primary source | In force since Mar 18, 2026HB 1744 / Pub. Ch. 602. Enacted Mar 18, 2026. | Permits (safe harbor)Scope: Private entities; financial institutions. | Symmetric, stated as ranges not a digit list | Rounds down to zero | Cash portion only | Not addressed by the enacted text | No notice required by the act | Conditional statutory shield |
| VermontS.327 / Act 128Primary source | In force since Jun 8, 2026S.327 / Act 128. Enacted Jun 8, 2026. | Permits; notice requiredScope: General retail. | Symmetric, digit list stated | Not addressed by the enacted text | Whole post-tax total rounds where any part is cash | Cash refund must be the exact amount paid | State model notice required | Reaches a private cause of action |
| VirginiaHB 954 / Ch. 713Primary source | In force since Jul 1, 2026HB 954 / Ch. 713. Enacted Apr 13, 2026. | PermitsScope: Cash sales, transfers, cash wages. | Symmetric, digit list stated | Not addressed by the enacted text | Not addressed by the enacted text | Not addressed by the enacted text | No notice required by the act | Regulatory cover onlyThe protection at Va. Code 6.2-200.2(B) is written to section 6.2-200.2, the tax-calculation provision, not to 6.2-200.1, the rounding authority. Read both sections before relying on it. |
| WashingtonSHB 2334 / Ch. 138Primary source | In force since Jun 11, 2026SHB 2334 / Ch. 138. Enacted Mar 23, 2026. | PermitsScope: General retail; in-person only. | Symmetric, digit list stated | Rounds down to zero | Cash portion only | Not addressed by the enacted text | No notice required by the act | Narrow: price-display mismatch onlyReaches only a rounded price inconsistent with a displayed or advertised price. Other consumer protection theories are not covered. Local preemption: Declares rounding a matter of statewide concern, preempts local measures restricting it, and bars a local government from treating lawful rounding as a surcharge or an unlawful price differential based on payment method. |
- Status and date — differs
- In force since Apr 16, 2026
- HB 545 / Act 2026-548. Enacted Apr 16, 2026.
- Obligation — differs
- Permits
- Scope: General retail; excludes government.
- Method — differs
- Symmetric, digit list stated
- One or two cent totals — differs
- Not addressed by the enacted text
- Mixed tender — differs
- Cash portion only
- Cash refunds — differs
- Not addressed by the enacted text
- Disclosure — differs
- No notice required by the act
- Liability provision — differs
- None in the enacted text
- Status and date — differs
- In force since Mar 13, 2026
- HB 2938 / Ch. 5. Enacted Mar 13, 2026.
- Obligation — differs
- Obligates
- Scope: General retail; public agencies.
- Method — differs
- Symmetric, digit list stated
- One or two cent totals — differs
- Rounds down to zero
- Mixed tender — differs
- Noncash expressly excluded, split not described
- Cash refunds — differs
- Not addressed by the enacted text
- Disclosure — differs
- Posted notice required
- Liability provision — differs
- Regulatory cover only
- Status and date — differs
- Applies from Jan 1, 2027
- HB 5349 / PA 26-128. Enacted Jun 4, 2026.
- Obligation — differs
- Permits within a mandatory method
- Scope: In-person retail cash purchases.
- Method — differs
- Symmetric, digit list stated
- One or two cent totals — differs
- Exempt: four cents or less is not rounded
- Mixed tender — differs
- Not addressed by the enacted text
- Cash refunds — differs
- Not addressed by the enacted text
- Disclosure — differs
- No notice required by the act
- Liability provision — differs
- None in the enacted text
- Status and date — differs
- In force since May 11, 2026
- SB 1074 / Ch. 2026-68. Enacted May 11, 2026.
- Obligation — differs
- Permits
- Scope: Sales tax dealers; retail cash.
- Method — differs
- Symmetric, digit list stated
- The eight and nine cent band is expressed as rounding up to the nearest ten cents while producing five-cent behaviour.
- One or two cent totals — differs
- Rounds down to zero
- Mixed tender — differs
- Only where cash change is returned
- Cash refunds — differs
- Not addressed by the enacted text
- Disclosure — differs
- No notice required by the act
- Liability provision — differs
- Reaches a private cause of action
- Status and date — differs
- In force since Jul 1, 2026
- HB 1112 / Act 445. Enacted May 11, 2026.
- Obligation — differs
- Obligates
- Scope: General retail; in-person only.
- Method — differs
- Symmetric, digit list stated
- One or two cent totals — differs
- Rounds up to five cents
- Mixed tender — differs
- Only where cash change is returned
- Cash refunds — differs
- Not addressed by the enacted text
- Disclosure — differs
- No notice required by the act
- Liability provision — differs
- Regulatory cover only
- Status and date — differs
- In force since Jul 1, 2026
- SB 3255 / Act 159. Enacted Jun 25, 2026.
- Obligation — differs
- Permits
- Scope: General retail.
- Method — differs
- Symmetric, digit list stated
- One or two cent totals — differs
- Rounds up to five cents
- Mixed tender — differs
- Noncash expressly excluded, split not described
- Cash refunds — differs
- Not addressed by the enacted text
- Disclosure — differs
- No notice required by the act
- Liability provision — differs
- Reaches a private cause of action
- Status and date — differs
- In force since Jul 1, 2026
- SB 1350 / Ch. 241. Enacted Mar 31, 2026.
- Obligation — differs
- Permits
- Scope: General.
- Method — differs
- Symmetric, digit list stated
- One or two cent totals — differs
- Not addressed by the enacted text
- Mixed tender — differs
- Not addressed by the enacted text
- Cash refunds — differs
- Cash refunds may be rounded
- Disclosure — differs
- No notice required by the act
- Liability provision — differs
- None in the enacted text
- Status and date — differs
- Applies from Jan 1, 2027
- SB 243 / P.L. 128. Enacted Mar 5, 2026.
- Obligation — differs
- Obligates
- Scope: Business entities including banks; government units.
- Method — differs
- Operator chooses: always down, always up, or the nickel table
- One or two cent totals — differs
- Operator may round to zero or five
- Mixed tender — differs
- Total-amount rule, no split provision
- Cash refunds — differs
- Not addressed by the enacted text
- Disclosure — differs
- No notice required by the act
- Liability provision — differs
- None in the enacted text
- Status and date — differs
- In force since Jul 15, 2026
- HB 757 / Acts Ch. 161. Enacted Apr 14, 2026.
- Obligation — differs
- Obligates govt; permits retail
- Scope: Government, schools, retail, gaming.
- Method — differs
- Symmetric, bands stated in ten-cent language
- The bands are written as rounding to the nearest ten cents, but the behaviour produced is five-cent rounding.
- One or two cent totals — differs
- Rounds down to zero
- Mixed tender — differs
- Not addressed by the enacted text
- Cash refunds — differs
- Not addressed by the enacted text
- Disclosure — differs
- No notice required by the act
- Liability provision — differs
- Regulatory cover only
- Status and date — differs
- In force since May 12, 2026
- SB 893 / Ch. 516; companion HB 1026 / Ch. 515, both approved May 12, 2026. Enacted May 12, 2026.
- Obligation — differs
- Permits
- Scope: Merchants; cash wages.
- Method — differs
- Symmetric, digit list stated
- One or two cent totals — differs
- Rounds up to five cents
- Section 1-604 governs a price totalling less than five cents and 1-604(B) permits rounding it up to five cents, while 1-603 governs prices of five cents or more. A total of $10.02 rounds down under 1-603; a total of $0.02 rounds up under 1-604.
- Mixed tender — differs
- Not addressed by the enacted text
- Cash refunds — differs
- Not addressed by the enacted text
- Disclosure — differs
- No notice required by the act
- Liability provision — differs
- None in the enacted text
- Both operative sections open with "Notwithstanding any other provision of law". That is a conflict-of-laws clause governing which rule controls, not operator protection, and it is not a shield. Local preemption: Chapters 516 and 515 supersede conflicting local regulations, rules and ordinances. Neither carries operator liability protection.
- Status and date — differs
- In force since May 28, 2026
- HF 4591 / Laws 2026 Ch. 119. Enacted May 27, 2026.
- Obligation — differs
- Permits; posting required
- Scope: State agency transactions only.
- Method — differs
- Nearest five cents, no rule stated
- One or two cent totals — differs
- Rounds up to five cents
- Mixed tender — differs
- Noncash expressly excluded, split not described
- Cash refunds — differs
- Not addressed by the enacted text
- Disclosure — differs
- Written policy required and posted
- Liability provision — differs
- None in the enacted text
- Status and date — differs
- In force since Aug 28, 2026
- HB 2819. Enacted Jul 13, 2026.
- Obligation — differs
- Permits
- Scope: Retail sales transactions.
- Method — differs
- Nearest five cents, no rule stated
- One or two cent totals — differs
- Not addressed by the enacted text
- Mixed tender — differs
- Noncash expressly excluded, split not described
- Cash refunds — differs
- Not addressed by the enacted text
- Disclosure — differs
- No notice required by the act
- Liability provision — differs
- Regulatory cover only
- Status and date — differs
- In force since Apr 14, 2026
- LB 838, Sec. 39. Enacted Apr 14, 2026.
- Obligation — differs
- Permits
- Scope: Cash sales, transfers, cash wages.
- Method — differs
- Symmetric, digit list stated
- One or two cent totals — differs
- Rounds up to five cents
- Mixed tender — differs
- Non-cash applied first, cash remainder rounds
- Cash refunds — differs
- Not addressed by the enacted text
- Disclosure — differs
- No notice required by the act
- Liability provision — differs
- Regulatory cover only
- Status and date — differs
- In force since Jul 1, 2026
- HB 291 / Ch. 31. Enacted Mar 4, 2026.
- Obligation — differs
- Delegation
- Scope: Tax administration; MVD fees.
- Method — differs
- Delegated to agency rule
- One or two cent totals — differs
- Not addressed by the enacted text
- Mixed tender — differs
- Not addressed by the enacted text
- Cash refunds — differs
- Not addressed by the enacted text
- Disclosure — differs
- No notice required by the act
- Liability provision — differs
- None in the enacted text
- Status and date — differs
- Applies from Nov 1, 2026 agencies; Jul 1, 2027 subdivisions
- HB 3075; 62 O.S. 9002. Enacted May 11, 2026.
- Obligation — differs
- Obligates agencies
- Scope: Government and public sector only.
- Method — differs
- Symmetric, digit list stated
- 62 O.S. 9002(A) states the full digit table: one or two cents down, three or four up, six or seven down, eight or nine up to ten cents. The eight and nine cent band is written in ten-cent language while producing five-cent behaviour.
- One or two cent totals — differs
- Rounds down to zero
- Mixed tender — differs
- Cash portion only
- Cash refunds — differs
- Not addressed by the enacted text
- Disclosure — differs
- No notice required by the act
- Liability provision — differs
- None in the enacted text
- Status and date — differs
- In force since Apr 7, 2026
- HB 4178 / Or. Laws Ch. 126. Enacted Apr 7, 2026.
- Obligation — differs
- Permits; signage required
- Scope: Public accommodations; public bodies.
- Method — differs
- Symmetric, digit list stated
- One or two cent totals — differs
- Not addressed by the enacted text
- Mixed tender — differs
- Depends on tender order
- Cash refunds — differs
- Not addressed by the enacted text
- Disclosure — differs
- Posted notice required
- Liability provision — differs
- Reaches a private cause of action
- Status and date — differs
- In force since Mar 18, 2026
- HB 1744 / Pub. Ch. 602. Enacted Mar 18, 2026.
- Obligation — differs
- Permits (safe harbor)
- Scope: Private entities; financial institutions.
- Method — differs
- Symmetric, stated as ranges not a digit list
- One or two cent totals — differs
- Rounds down to zero
- Mixed tender — differs
- Cash portion only
- Cash refunds — differs
- Not addressed by the enacted text
- Disclosure — differs
- No notice required by the act
- Liability provision — differs
- Conditional statutory shield
- Status and date — differs
- In force since Jun 8, 2026
- S.327 / Act 128. Enacted Jun 8, 2026.
- Obligation — differs
- Permits; notice required
- Scope: General retail.
- Method — differs
- Symmetric, digit list stated
- One or two cent totals — differs
- Not addressed by the enacted text
- Mixed tender — differs
- Whole post-tax total rounds where any part is cash
- Cash refunds — differs
- Cash refund must be the exact amount paid
- Disclosure — differs
- State model notice required
- Liability provision — differs
- Reaches a private cause of action
- Status and date — differs
- In force since Jul 1, 2026
- HB 954 / Ch. 713. Enacted Apr 13, 2026.
- Obligation — differs
- Permits
- Scope: Cash sales, transfers, cash wages.
- Method — differs
- Symmetric, digit list stated
- One or two cent totals — differs
- Not addressed by the enacted text
- Mixed tender — differs
- Not addressed by the enacted text
- Cash refunds — differs
- Not addressed by the enacted text
- Disclosure — differs
- No notice required by the act
- Liability provision — differs
- Regulatory cover only
- The protection at Va. Code 6.2-200.2(B) is written to section 6.2-200.2, the tax-calculation provision, not to 6.2-200.1, the rounding authority. Read both sections before relying on it.
- Status and date — differs
- In force since Jun 11, 2026
- SHB 2334 / Ch. 138. Enacted Mar 23, 2026.
- Obligation — differs
- Permits
- Scope: General retail; in-person only.
- Method — differs
- Symmetric, digit list stated
- One or two cent totals — differs
- Rounds down to zero
- Mixed tender — differs
- Cash portion only
- Cash refunds — differs
- Not addressed by the enacted text
- Disclosure — differs
- No notice required by the act
- Liability provision — differs
- Narrow: price-display mismatch only
- Reaches only a rounded price inconsistent with a displayed or advertised price. Other consumer protection theories are not covered. Local preemption: Declares rounding a matter of statewide concern, preempts local measures restricting it, and bars a local government from treating lawful rounding as a surcharge or an unlawful price differential based on payment method.
Columns marked "Differs" carry more than one distinct treatment across the states shown. Shading marks the cells in those columns. An empty cell means the enacted record holds no verified value for that field in that state. Columns marked "Characterisation" carry an analyst's reading of the enacted act rather than its own words; the act itself is linked in every row.
Divergences found
8 of 8 recorded fields carry more than one treatment across 20 states.
- Status and date carries 15 distinct values across the states shown. The most common, In force since Jul 1, 2026, covers 5 of them.
- Obligation carries 10 distinct values across the states shown. The most common, Permits, covers 9 of them.
- Method is treated 6 different ways across the states shown: Symmetric, digit list stated in Alabama, Arizona, Connecticut, Florida, Georgia, Hawaii, Idaho, Maryland, Nebraska, Oklahoma, Oregon, Vermont, Virginia and Washington; Nearest five cents, no rule stated in Minnesota and Missouri; Operator chooses: always down, always up, or the nickel table in Indiana; Symmetric, bands stated in ten-cent language in Kentucky; Delegated to agency rule in New Mexico; Symmetric, stated as ranges not a digit list in Tennessee.
- One or two cent totals is treated 5 different ways across the states shown: Not addressed by the enacted text in Alabama, Idaho, Missouri, New Mexico, Oregon, Vermont and Virginia; Rounds down to zero in Arizona, Florida, Kentucky, Oklahoma, Tennessee and Washington; Rounds up to five cents in Georgia, Hawaii, Maryland, Minnesota and Nebraska; Exempt: four cents or less is not rounded in Connecticut; Operator may round to zero or five in Indiana.
- Mixed tender carries 8 distinct values across the states shown. The most common, Not addressed by the enacted text, covers 6 of them.
- Cash refunds is treated 3 different ways across the states shown: Not addressed by the enacted text in Alabama, Arizona, Connecticut, Florida, Georgia, Hawaii, Indiana, Kentucky, Maryland, Minnesota, Missouri, Nebraska, New Mexico, Oklahoma, Oregon, Tennessee, Virginia and Washington; Cash refunds may be rounded in Idaho; Cash refund must be the exact amount paid in Vermont.
- Disclosure is treated 4 different ways across the states shown: No notice required by the act in Alabama, Connecticut, Florida, Georgia, Hawaii, Idaho, Indiana, Kentucky, Maryland, Missouri, Nebraska, New Mexico, Oklahoma, Tennessee, Virginia and Washington; Posted notice required in Arizona and Oregon; Written policy required and posted in Minnesota; State model notice required in Vermont.
- Liability provision is treated 5 different ways across the states shown: None in the enacted text in Alabama, Connecticut, Idaho, Indiana, Maryland, Minnesota, New Mexico and Oklahoma; Regulatory cover only in Arizona, Georgia, Kentucky, Missouri, Nebraska and Virginia; Reaches a private cause of action in Florida, Hawaii, Oregon and Vermont; Conditional statutory shield in Tennessee; Narrow: price-display mismatch only in Washington.
Questions to put to a system
Each question below is generated from the recorded values for the states shown. They are questions to ask of a point-of-sale or payments system, not statements about any particular one. Centsless does not assess a business's compliance and does not evaluate any product.
Questions drawn from a column that carries more than one treatment across the states shown are marked. Those are the fields where one system-wide setting cannot satisfy every state selected.
1. On what date does the system begin applying the rounding rule recorded for each state shown, and what does it do with a cash transaction taken the day before that date?
Status and date — differs across the states shown
- Alabama
- In force since Apr 16, 2026
- Arizona
- In force since Mar 13, 2026
- Connecticut
- Applies from Jan 1, 2027
- Florida
- In force since May 11, 2026
- Georgia
- In force since Jul 1, 2026
- Hawaii
- In force since Jul 1, 2026
- Idaho
- In force since Jul 1, 2026
- Indiana
- Applies from Jan 1, 2027
- Kentucky
- In force since Jul 15, 2026
- Maryland
- In force since May 12, 2026
- Minnesota
- In force since May 28, 2026
- Missouri
- In force since Aug 28, 2026
- Nebraska
- In force since Apr 14, 2026
- New Mexico
- In force since Jul 1, 2026
- Oklahoma
- Applies from Nov 1, 2026 agencies; Jul 1, 2027 subdivisions
- Oregon
- In force since Apr 7, 2026
- Tennessee
- In force since Mar 18, 2026
- Vermont
- In force since Jun 8, 2026
- Virginia
- In force since Jul 1, 2026
- Washington
- In force since Jun 11, 2026
2. Does the system treat rounding in each state shown as the recorded obligation (varies by state, listed below), and can that setting be evidenced per transaction?
Obligation — differs across the states shown
- Alabama
- Permits
- Arizona
- Obligates
- Connecticut
- Permits within a mandatory method
- Florida
- Permits
- Georgia
- Obligates
- Hawaii
- Permits
- Idaho
- Permits
- Indiana
- Obligates
- Kentucky
- Obligates govt; permits retail
- Maryland
- Permits
- Minnesota
- Permits; posting required
- Missouri
- Permits
- Nebraska
- Permits
- New Mexico
- Delegation
- Oklahoma
- Obligates agencies
- Oregon
- Permits; signage required
- Tennessee
- Permits (safe harbor)
- Vermont
- Permits; notice required
- Virginia
- Permits
- Washington
- Permits
3. Which rounding method does the system apply in each state shown, and does it reproduce the recorded method (varies by state, listed below) for every terminating digit?
Method — differs across the states shown
- Alabama
- Symmetric, digit list stated
- Arizona
- Symmetric, digit list stated
- Connecticut
- Symmetric, digit list stated
- Florida
- Symmetric, digit list stated
- Georgia
- Symmetric, digit list stated
- Hawaii
- Symmetric, digit list stated
- Idaho
- Symmetric, digit list stated
- Indiana
- Operator chooses: always down, always up, or the nickel table
- Kentucky
- Symmetric, bands stated in ten-cent language
- Maryland
- Symmetric, digit list stated
- Minnesota
- Nearest five cents, no rule stated
- Missouri
- Nearest five cents, no rule stated
- Nebraska
- Symmetric, digit list stated
- New Mexico
- Delegated to agency rule
- Oklahoma
- Symmetric, digit list stated
- Oregon
- Symmetric, digit list stated
- Tennessee
- Symmetric, stated as ranges not a digit list
- Vermont
- Symmetric, digit list stated
- Virginia
- Symmetric, digit list stated
- Washington
- Symmetric, digit list stated
4. What does the system do with a cash total of one or two cents in Alabama, Idaho, Missouri, New Mexico, Oregon, Vermont and Virginia, where the recorded outcome is: Not addressed by the enacted text?
One or two cent totals — differs across the states shown
5. What does the system do with a cash total of one or two cents in Arizona, Florida, Kentucky, Oklahoma, Tennessee and Washington, where the recorded outcome is: Rounds down to zero?
One or two cent totals — differs across the states shown
6. What does the system do with a cash total of one or two cents in Georgia, Hawaii, Maryland, Minnesota and Nebraska, where the recorded outcome is: Rounds up to five cents?
One or two cent totals — differs across the states shown
7. What does the system do with a cash total of one or two cents in Connecticut, where the recorded outcome is: Exempt: four cents or less is not rounded?
One or two cent totals — differs across the states shown
8. What does the system do with a cash total of one or two cents in Indiana, where the recorded outcome is: Operator may round to zero or five?
One or two cent totals — differs across the states shown
9. How does the system handle a transaction settled partly in cash in each state shown, where the recorded treatment is: varies by state, listed below?
Mixed tender — differs across the states shown
- Alabama
- Cash portion only
- Arizona
- Noncash expressly excluded, split not described
- Connecticut
- Not addressed by the enacted text
- Florida
- Only where cash change is returned
- Georgia
- Only where cash change is returned
- Hawaii
- Noncash expressly excluded, split not described
- Idaho
- Not addressed by the enacted text
- Indiana
- Total-amount rule, no split provision
- Kentucky
- Not addressed by the enacted text
- Maryland
- Not addressed by the enacted text
- Minnesota
- Noncash expressly excluded, split not described
- Missouri
- Noncash expressly excluded, split not described
- Nebraska
- Non-cash applied first, cash remainder rounds
- New Mexico
- Not addressed by the enacted text
- Oklahoma
- Cash portion only
- Oregon
- Depends on tender order
- Tennessee
- Cash portion only
- Vermont
- Whole post-tax total rounds where any part is cash
- Virginia
- Not addressed by the enacted text
- Washington
- Cash portion only
10. How does the system settle a cash refund of a rounded cash purchase in Alabama, Arizona, Connecticut, Florida, Georgia, Hawaii, Indiana, Kentucky, Maryland, Minnesota, Missouri, Nebraska, New Mexico, Oklahoma, Oregon, Tennessee, Virginia and Washington, where the recorded treatment is: Not addressed by the enacted text?
Cash refunds — differs across the states shown
11. How does the system settle a cash refund of a rounded cash purchase in Idaho, where the recorded treatment is: Cash refunds may be rounded?
Cash refunds — differs across the states shown
12. How does the system settle a cash refund of a rounded cash purchase in Vermont, where the recorded treatment is: Cash refund must be the exact amount paid?
Cash refunds — differs across the states shown
13. What customer-facing notice does the system produce in Alabama, Connecticut, Florida, Georgia, Hawaii, Idaho, Indiana, Kentucky, Maryland, Missouri, Nebraska, New Mexico, Oklahoma, Tennessee, Virginia and Washington, where the record holds: No notice required by the act?
Disclosure — differs across the states shown
14. What customer-facing notice does the system produce in Arizona and Oregon, where the record holds: Posted notice required?
Disclosure — differs across the states shown
15. What customer-facing notice does the system produce in Minnesota, where the record holds: Written policy required and posted?
Disclosure — differs across the states shown
16. What customer-facing notice does the system produce in Vermont, where the record holds: State model notice required?
Disclosure — differs across the states shown
17. What per-transaction record would the system produce to show the recorded method was followed in Alabama, Connecticut, Idaho, Indiana, Maryland, Minnesota, New Mexico and Oklahoma, given the recorded liability position: None in the enacted text?
Liability provision — differs across the states shown
18. What per-transaction record would the system produce to show the recorded method was followed in Arizona, Georgia, Kentucky, Missouri, Nebraska and Virginia, given the recorded liability position: Regulatory cover only?
Liability provision — differs across the states shown
19. What per-transaction record would the system produce to show the recorded method was followed in Florida, Hawaii, Oregon and Vermont, given the recorded liability position: Reaches a private cause of action?
Liability provision — differs across the states shown
20. What per-transaction record would the system produce to show the recorded method was followed in Tennessee, given the recorded liability position: Conditional statutory shield?
Liability provision — differs across the states shown
21. What per-transaction record would the system produce to show the recorded method was followed in Washington, given the recorded liability position: Narrow: price-display mismatch only?
Liability provision — differs across the states shown
Sales tax basis is withheld from the comparison pending a direct re-read of each enacted act, so no question is generated for it.
PDF. No email address, no form, nothing recorded.
This selection carries more than one rule set
The findings below come from the states shown, not from any assessment of a system. If it would help to walk through them against the way your own transactions are recorded, we hold a working session at no cost. Nothing is required to download the questions above.
What produced this
- Obligation: Arizona (obligates), Georgia (obligates), Indiana (obligates), Kentucky (obligates govt; permits retail) and Oklahoma (obligates agencies).
- Fields carrying more than one treatment across this selection: status and date, obligation, method, one or two cent totals, mixed tender, cash refunds, disclosure and liability provision.
- Effective dates still ahead: Jan 1, 2027 (Connecticut and Indiana), Nov 1, 2026 (Oklahoma) and Jul 1, 2027 (Oklahoma).
Centsless does not assess a business's compliance, does not evaluate any point-of-sale product, and does not provide legal advice.
Related references
- Cash rounding compliance requirements: the category definition and its four failure points
- How cash refunds break rounding symmetry
- How POS rounding differs from compliance
- Track cash rounding legislation across all fifty states