The Authoritative Source for Cash Rounding Legislation

    National Cash Rounding Legislative Observatory

    State legislatures are writing cash rounding into statute, and the obligations they impose do not match one another. This page tracks each enacted law, the date its rounding provision first applied, and the bills still moving elsewhere.

    National Cash Rounding Legislative Observatory cited by CNBC, Sarah Agostino, August 26, 2026.

    23

    States with enacted authority

    19

    States with general-retail authority

    —

    In-force retail & government frameworks

    —

    Future-effective frameworks

    —

    In-force sector-specific states

    26

    Median interval (days)

    Enactment to first applicability

    302

    Indiana

    Longest interval (days)

    Enactment to first applicability

    The 23-state total counts each state once: 19 states with general-retail authority, 3 frameworks limited to government or tax payments, and 1 additional scoped-only state(s) (Utah). Framework timing covers the 22 general-retail or government/tax records only; the additional sector-specific in-force figure is separate. Median and longest intervals measure calendar days from enactment to the framework's first applicability date, including zero-day intervals and future dates, not introduction to enactment or later transaction-specific obligations. Utah HB 597 permits qualifying cash liquor-purchase rounding, not general retail rounding. California AB 1793 was signed September 30, 2026 and becomes operative July 1, 2027. California SB 1005 is a separate in-force local-agency authority requiring local adoption, not another state in the total. A passed applicability date does not establish that every activation condition is met or that every later obligation has begun. Every date was read from the enacted, enrolled or chaptered act, or the official bill history of the enacting chamber.

    Pending, not enacted

    New York. New York has passed a rounding bill through both chambers and has a cash-acceptance law in force, with no carve-out reconciling the two.

    Compliance Alert: States diverge on scope and obligation, not only on method.

    Data Verified Weekly·Official Sources Only

    New enacted law · September 30, 2026

    California now carries two separate enacted cash-rounding authorities

    SB 1005 is in force for qualifying California local agencies that adopt it by majority-vote resolution. AB 1793, the separate merchant bill (Cash payments: calculation), was signed into law by Gov. Gavin Newsom on September 30, 2026. It obligates merchants to round the legal-tender portion to the nearest $0.05 and becomes operative July 1, 2027. Both are state frameworks that may need to be evaluated alongside the federal Common Cents Act, which is not yet law.

    Enacted: SB 1005 (local agencies, in force) + AB 1793 (merchants, operative July 1, 2027)

    SB 1005

    Enacted, in force

    Local agency: payment: rounding amount

    Chapter:
    Chapter 321, Statutes of 2026
    Effective:
    September 18, 2026 (urgency statute, effective immediately)
    Scope:
    California local agency, as defined by Government Code Section 54951
    Activation:
    majority-vote resolution required
    Directions:
    Cash in: payment made wholly or partly in cash to the local agency; Cash out: refund or other amount tendered wholly or partly in cash by the local agency
    Tender:
    Wholly or partly in cash
    Method:
    Nearest $0.05
    Obligation:
    Permits (the statute says a local agency "may round")
    California Legislature, SB 1005 bill text

    Last verified 2026-09-21

    AB 1793

    Signed into law September 30, 2026 by Gov. Gavin Newsom; operative July 1, 2027

    Cash payments: calculation

    Effective:
    July 1, 2027 (operative date stated in the enrolled text)
    Scope:
    General retail cash transactions
    Directions:
    Merchant sale at a physical location in California; Refund paid wholly or partly with legal tender, rounded the same way
    Tender:
    Legal tender (U.S. coins and paper currency); totals of $0.02 or less excluded
    Method:
    Nearest $0.05
    Obligation:
    Obligates (merchant "shall" round the legal-tender portion; adjustment disregarded for tax, fee or surcharge computation)
    California Legislature, AB 1793 bill information (enrolled text and history)

    Last verified 2026-10-01

    Filters

    Showing 37 of 37 states tracked, meaning enacted, pending, drafting, guidance-only or failed

    State Tracking Table

    Click column headers to sort. Expand rows for bill details.

    State
    Bills
    Status
    		MethodCategory
    Velocity
    		Risk / impact
    Last action
    Enacted → applies
    Alabama(AL)
    		2Enacted🟢 SymmetricalGeneral Retail Cash RoundingEnacted
    Emerging RiskImmediate
    		2026-04-17
    Apr 16, 2026 → Apr 16, 20260 days
    Alaska(AK)⚡ Dead on Adjournment (2026 session)
    		1Failed🟢 SymmetricalGeneral Retail Cash RoundingEarly
    MonitoringMonitoring
    		2026-05-20—
    Arizona(AZ)
    		2Enacted🟢 SymmetricalGeneral Retail Cash RoundingEnacted
    Immediate RiskImmediate
    		2026-03-14
    Mar 13, 2026 → Mar 13, 20260 days
    California(CA)⚡ SB 1005 enacted for local agencies (Sept 18, 2026); AB 1793 merchant bill signed into law (Sept 30, 2026)
    		2Enacted: SB 1005 (local agencies, in force) + AB 1793 (merchants, operative July 1, 2027)🟢 SymmetricalMixed ScopeAdvanced
    Immediate RiskImmediate
    		2026-09-30
    Sep 30, 2026 → Jul 1, 2027274 days
    Connecticut(CT)
    		1Enacted🔵 Method per statuteGeneral Retail Cash RoundingEnacted
    Emerging RiskImmediate
    		2026-06-04
    Jun 4, 2026 → Jan 1, 2027211 days
    Florida(FL)⚡ Endorsed by Florida Retail Federation (Scott Shalley, CEO)
    		2Enacted🟢 SymmetricalGeneral Retail Cash RoundingEnacted
    Emerging RiskImmediate
    		2026-05-11
    May 11, 2026 → May 11, 20260 days
    Georgia(GA)
    		1Enacted🟢 SymmetricalGeneral Retail Cash RoundingEnacted
    Emerging RiskImmediate
    		2026-05-11
    May 11, 2026 → Jul 1, 202651 days
    Hawaii(HI)
    		2Enacted🟢 SymmetricalGeneral Retail Cash RoundingEnacted
    Emerging RiskImmediate
    		2026-06-26
    Jun 25, 2026 → Jul 1, 20266 days
    Idaho(ID)
    		2Enacted🟢 SymmetricalGeneral Retail Cash RoundingEnacted
    Emerging RiskImmediate
    		2026-04-01
    Mar 31, 2026 → Jul 1, 202692 days
    Indiana(IN)⚡ Operator-choice rounding, rounds tax-inclusive total
    		2Enacted🟡 FlexibleTax and Fiscal AdministrationEnacted
    Immediate RiskImmediate
    		2026-03-05
    Mar 5, 2026 → Jan 1, 20271302 days
    Iowa(IA)⚡ Dead on Adjournment (2026 session). Iowa DOR sales tax rounding guidance (Nov 21, 2025) remains in effect.
    		2Failed🟢 SymmetricalGeneral Retail Cash RoundingEarly
    MonitoringMonitoring
    		2026-05-03—
    Kentucky(KY)⚡ General commercial authority plus mandatory government and school collections
    		1Enacted🟢 SymmetricalMixed ScopeEnacted
    Emerging RiskImmediate
    		2026-04-14
    Apr 14, 2026 → Jul 15, 2026292 days
    Maryland(MD)
    		2Enacted🟢 SymmetricalGeneral Retail Cash RoundingEnacted
    Emerging RiskImmediate
    		2026-05-12
    May 12, 2026 → May 12, 20260 days
    Massachusetts(MA)+DOR + DOS Guidance
    		2Introduced🟢 SymmetricalGeneral Retail Cash RoundingEarly
    MonitoringMonitoring
    		2026-05-05—
    Michigan(MI)⚡ Michigan Treasury issued guidance December 8, 2025. Round-down-only design. Georgia's House-passed substitute used the same approach before the Senate restored symmetric rounding.
    		1Introduced⚪ UndefinedGeneral Retail Cash RoundingEarly
    MonitoringMonitoring
    		2026-06-03—
    Minnesota(MN)⚡ Narrow scope: state agency cash transactions only, not general retail
    		1Enacted🔵 Method per statuteGovernment Payments OnlyEnacted
    Emerging RiskImmediate
    		2026-05-27
    May 27, 2026 → May 28, 20261 days
    Mississippi(MS)
    		2Failed⚪ UndefinedGeneral Retail Cash RoundingEarly
    MonitoringMonitoring
    		2026-03-03—
    Missouri(MO)
    		2Enacted🟢 SymmetricalGeneral Retail Cash RoundingEnacted
    Emerging RiskImmediate
    		2026-07-13
    Jul 13, 2026 → Aug 28, 202646 days
    Nebraska(NE)
    		1Enacted🟢 SymmetricalGeneral Retail Cash RoundingEnacted
    Emerging RiskImmediate
    		2026-04-14
    Apr 14, 2026 → Apr 14, 20260 days
    New Jersey(NJ)
    		1Introduced🟢 SymmetricalGeneral Retail Cash RoundingEarly
    MonitoringMonitoring
    		2026-01-15—
    New Mexico(NM)
    		1Enacted🔵 Method per statuteTax and Fiscal AdministrationEnacted
    Emerging RiskImmediate
    		2026-03-01
    Mar 4, 2026 → Jul 1, 2026119 days
    New York(NY)⚡ Collision case: rounding bill awaiting delivery to Governor while separately enacted cash discrimination law remains in force
    		2Passed Both Chambers🟢 SymmetricalGeneral Retail Cash RoundingAdvanced
    Immediate RiskImmediate
    		2026-06-03—
    North Carolina(NC)
    		1Enacted🟢 SymmetricalGeneral Retail Cash RoundingEnacted
    Immediate RiskImmediate
    		2026-07-02
    Jul 2, 2026 → Jul 2, 20260 days
    Ohio(OH)
    		1Introduced🟢 SymmetricalGovernment Payments OnlyEarly
    MonitoringMonitoring
    		2026-03-18—
    Oklahoma(OK)
    		2Enacted🟢 SymmetricalGovernment Payments OnlyEnacted
    Emerging RiskImmediate
    		2026-05-11
    May 11, 2026 → Nov 1, 2026 agencies; Jul 1, 2027 subdivisions174 days
    Oregon(OR)
    		1Enacted🔵 Method per statuteGeneral Retail Cash RoundingEnacted
    Emerging RiskImmediate
    		2026-04-13
    Apr 7, 2026 → Apr 7, 20260 days
    Pennsylvania(PA)⚡ Permissive scope covering businesses, government agencies, municipalities, and public utilities.
    		1Passed One Chamber⚪ UndefinedGeneral Retail Cash RoundingBuilding
    MonitoringNear-term
    		2026-06-24—
    South Carolina(SC)
    		0Guidance Only⚪ UndefinedGuidance OnlyEarly
    MonitoringMonitoring
    		——
    Tennessee(TN)
    		2Enacted🟢 SymmetricalGeneral Retail Cash RoundingEnacted
    Immediate RiskImmediate
    		2026-03-23
    Mar 18, 2026 → Mar 18, 20260 days
    Texas(TX)
    		0Guidance Only⚪ UndefinedGuidance OnlyEarly
    MonitoringMonitoring
    		——
    Utah(UT)+Division of Consumer Protection Guidance⚡ Sector-specific: qualifying cash liquor purchases only
    		1Enacted: HB 597 (qualifying cash liquor purchases, in force March 13, 2026); sector-specific, not a general retail framework🟢 SymmetricalSector-Specific Cash RoundingEnacted
    MonitoringMonitoring
    		2026-03-13—
    Vermont(VT)
    		1Enacted🟢 SymmetricalGeneral Retail Cash RoundingEnacted
    Emerging RiskImmediate
    		2026-06-08
    Jun 8, 2026 → Jun 8, 20260 days
    Virginia(VA)⚡ General commercial authority plus government and local provisions
    		1Enacted🟢 SymmetricalGeneral Retail Cash RoundingEnacted
    Emerging RiskImmediate
    		2026-04-13
    Apr 13, 2026 → Jul 1, 202679 days
    Washington(WA)
    		2Enacted🟢 SymmetricalGeneral Retail Cash RoundingEnacted
    Emerging RiskImmediate
    		2026-03-24
    Mar 23, 2026 → Jun 11, 202680 days
    West Virginia(WV)⚡ Dead on Adjournment (2026 Regular Session)
    		1Failed🟢 SymmetricalGeneral Retail Cash RoundingEarly
    MonitoringMonitoring
    		2026-03-14—
    Wisconsin(WI)
    		0Guidance Only⚪ UndefinedGuidance OnlyEarly
    MonitoringMonitoring
    		——
    Wyoming(WY)⚡ Drafting / Interim Committee Activity
    		1Drafting / Interim Committee Activity⚪ UndefinedGeneral Retail Cash RoundingEarly
    MonitoringMonitoring
    		2026-02-13—
    1. Indiana's chapter exists on passage and the act declares an emergency, but a separate applicability section limits both new chapters to cash transactions occurring after December 31, 2026.
    2. Kentucky's rounding sections are not named in the emergency clause of Acts Chapter 161 nor in any delayed-date section of that act, so they fall to the ninety-day constitutional default of July 15, 2026.
    Enacted / Signed
    Passed Both Chambers
    Passed One / Advancing
    Bill Introduced
    Drafting / Under Consideration
    Guidance Only
    Failed / Dead
    No Activity

    Federal Activity

    Federal legislation tracked separately from state-level activity.

    Federal · Updated September 29, 2026

    Common Cents Act: three active federal vehicles

    H.R. 3074 / S. 1525 / H.R. 10167 · House and Senate · 119th Congress

    Passed Congress · Next step: presidential actionFederal

    H.R. 3074 passed the House on July 14, 2026. S. 1525 passed the Senate on August 7 and was held at the House desk on August 10. H.R. 10167 was introduced August 27, passed the House by voice vote September 14, and was received in the Senate September 15. On September 28 the Senate Banking Committee was discharged by unanimous consent and the Senate passed H.R. 10167 without amendment by unanimous consent. It has passed both chambers and awaits presentation to the President. None is law yet. The H.R. 10167 House-passed text permits ordinary cash rounding when exact change cannot be provided, separately authorizes customer-favorable rounding, excludes noncash methods, and provides a federal safe harbor for adherence to Section 3. The interaction with existing state frameworks may depend on final enactment and later interpretation.

    Source: congress.gov/bill/119th-congress/house-bill/10167

    Local Activity

    Local government collection policies, tracked separately from state and federal activity.

    Local · Verified October 10, 2026

    Cash-rounding requirements can depend on more than the state where a payment is made. A county or city can adopt a policy for the cash it collects at its own counters, and that policy can bind the government office without reaching a private retailer across the street. Payment type and activation conditions can also change which record applies. The same question Centsless answers for merchants, which supported rule governs this transaction and what evidence supports the outcome, applies below the state level.

    Preliminary coverage. These 13 records describe policies adopted, proposed, or reported by individual local governments for payments made to those governments. They are grouped by evidence tier. The absence of a record for a county or city does not mean it has no policy, and an unverified lead is not a law. Each record lists its sources, its verification date, and what remains unverified. These are research records; none is confirmed as supported by the Centsless engine.

    13 of 13 records shown

    Verified and corroborated records

    Media-reported developments

    Research leads

    These leads come from automated meeting summaries or local reports that Centsless has not yet confirmed against official minutes. They are listed so the pattern is visible, not as confirmed policies. Nothing here is a verified legal requirement.

    Companion bill detail sits in the state table above: expand any state to see every tracked bill, chamber and latest action. 16 states are advancing legislation through multiple vehicles with 32 companion bills.

    Obligation structure, lifecycle stage counts and acceleration signals are analysed on the Compliance Analysis page. Non-statutory regulatory developments, including the U.S. Virgin Islands guidance, are recorded on Our Two Cents.

    For our full federal analysis breakdown, including the H.R. 10167 text passed by both chambers, the House-passed H.R. 3074 and the Senate-passed S. 1525, see the Common Cents Act Status page.

    For compliance risk scoring, cross-jurisdictional conflict analysis, and model statutory language, see the full Compliance Analysis.

    Why this matters operationally

    This tracker records what changed: which bills advanced, which states enacted authority, and when. Compliance still depends on which rule governs a given transaction, who the acting party is, and what evidence supports the outcome.

    Context
    Where, by whom, in which direction, and on what date the transaction occurs.
    Applicable rule
    Which rule version is in force and whether it applies to this transaction.
    Authority
    Which published source governs, and whether it is enacted, delegated, or proposed.
    Evidence
    What record explains the outcome after the fact.
    See how the engine evaluates this

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    Reference: cash rounding compliance requirements and how POS rounding differs from compliance.

    Forensic audit corrections verified October 18, 2026: Utah against Utah Code 32B-2-213 and HB 597; Virginia against Va. Code 6.2-200.1 and 6.2-200.2 (Chapter 713); Kentucky against the HB 757 enacted summary (Acts Chapter 161); North Carolina against Session Law 2026-31, Part XIV; Indiana against the SB 243 legislative record. California verification remains October 1, 2026; other records retain their individual verification dates.

    Method and scope classifications are verified against primary sources: state legislature bill text, Department of Revenue guidance, and enrolled acts. Washington's enacted method is symmetric despite "asymmetrical" labeling in its legislative staff report and Governor's press release.

    Counts distinguish merchant cash rounding frameworks from government or local-agency frameworks, agency guidance, and pending merchant legislation. California SB 1005 (Chapter 321, Statutes of 2026) is an enacted cash rounding authority for participating local agencies and is not counted as a merchant framework. California AB 1793, signed into law September 30, 2026, is tracked as a separate enacted merchant record and becomes operative July 1, 2027.

    Legislative statuses are subject to change. Consult official state legislative websites for authoritative information.

    To report a correction or send a primary source, write to research@centsless.org.

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