Terms of Use

Welcome to the Centsless platform ("Platform"). These Terms of Use ("Terms") constitute a legally binding agreement between you ("User," "you," or "your") and Centsless ("we," "us," or "our").

By accessing, browsing, or using the Platform in any manner, you acknowledge that you have read, understood, and agree to be bound by these Terms, as well as our Privacy Policy, which is incorporated herein by reference. If you do not agree with any provision of these Terms, you must immediately cease all use of the Platform.

Your continued use of the Platform following the posting of any changes to these Terms constitutes your acceptance of those changes. We reserve the right to update these Terms at any time, and it is your responsibility to review them periodically.

For the purposes of these Terms, the following definitions apply:

"Platform" means the centsless.org website, all associated subdomains, tools, calculators, compliance engines, validation systems, application programming interfaces, documentation, and any other services or features provided by Centsless.

"Services" means all functionality provided through the Platform, including but not limited to cash rounding calculations, compliance validation, audit reporting, transaction simulations, data visualizations, legislative tracking, and informational resources.

"Content" means all text, graphics, images, data, code, diagrams, documentation, methodologies, algorithms, trade secrets, and any other materials displayed on or available through the Platform.

"User" means any individual, entity, organization, or representative who accesses or uses the Platform in any capacity, whether registered or unregistered.

"User-Submitted Content" means any information, data, text, or other materials submitted by a User through the Platform, including but not limited to contact form submissions, inquiry details, and calculator inputs.

Centsless provides a compliance infrastructure platform for cash rounding standardization. The Platform includes compliance calculation engines, validation tools, legislative tracking dashboards, research and analysis resources, and related informational services.

All tools, calculators, and outputs provided through the Platform are for informational and illustrative purposes only. They do not constitute financial advice, legal advice, tax advice, regulatory guidance, or professional consulting of any kind. Users are solely responsible for verifying the accuracy and applicability of any output in the context of their own operations and applicable law.

Statutory interpretation and regulatory compliance remain the sole responsibility of the implementing entity. Centsless does not provide regulatory guidance and does not assume liability for compliance decisions made based on Platform outputs.

The Platform is intended for use by individuals who are at least 18 years of age. By using the Platform, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into these Terms.

If you are using the Platform on behalf of an organization, you represent and warrant that you have the authority to bind that organization to these Terms.

You agree to use the Platform only for lawful purposes and in accordance with these Terms. You specifically agree not to:

Reverse engineer, decompile, disassemble, or otherwise attempt to derive the source code, algorithms, or underlying methodologies of any part of the Platform.

Use any automated system, including but not limited to bots, scrapers, crawlers, or spiders, to access, copy, or collect content from the Platform without our prior written consent.

Attempt to circumvent, disable, or interfere with any security features of the Platform, including authentication mechanisms, access controls, and encryption.

Misrepresent, falsify, or manipulate any compliance outputs, validation results, or audit data obtained from the Platform.

Use the Platform for any fraudulent, deceptive, or illegal purpose, or in any manner that could damage, disable, overburden, or impair the Platform.

Reproduce, distribute, publicly display, or create derivative works based on any Content without our prior written consent.

Use the Platform to transmit any viruses, malware, or other harmful or disruptive code.

Impersonate any person or entity, or falsely state or misrepresent your affiliation with any person or entity.

All Content on the Platform is the exclusive property of Centsless and is protected by United States and international intellectual property laws, including copyright, trademark, patent, and trade secret laws.

The Centsless name, logo, and all related names, logos, product and service names, designs, and slogans are trademarks of Centsless. You may not use these marks without our prior written permission.

The Centsless Standard and all related systems, methodologies, algorithms, and processes are Patent Pending under United States patent law. Unauthorized use, reproduction, or distribution of any patented or patent-pending technology is strictly prohibited and may result in civil and criminal penalties.

No license or right is granted to you by implication, estoppel, or otherwise under any intellectual property right of Centsless, except as expressly set forth in these Terms.

By submitting any content to the Platform (including contact form submissions, inquiries, feedback, or any other information), you grant Centsless a non-exclusive, worldwide, royalty-free, perpetual, irrevocable license to use, reproduce, modify, and process that content for the purposes of operating the Platform, responding to your inquiry, improving our services, and any other purpose described in our Privacy Policy.

You represent and warrant that you own or have the necessary rights to submit any content you provide, and that such content does not violate the rights of any third party.

THE PLATFORM AND ALL SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

WITHOUT LIMITING THE FOREGOING, WE MAKE NO WARRANTY OR REPRESENTATION THAT: (A) THE PLATFORM WILL MEET YOUR REQUIREMENTS OR EXPECTATIONS; (B) THE PLATFORM WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE; (C) THE RESULTS OBTAINED FROM THE USE OF THE PLATFORM WILL BE ACCURATE, RELIABLE, OR COMPLETE; (D) ANY ERRORS IN THE PLATFORM WILL BE CORRECTED; OR (E) THE PLATFORM IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

ALL CALCULATORS, TOOLS, SIMULATION OUTPUTS, VALIDATION RESULTS, AND OTHER PLATFORM FEATURES ARE PROVIDED FOR INFORMATIONAL AND ILLUSTRATIVE PURPOSES ONLY AND SHOULD NOT BE RELIED UPON AS THE SOLE BASIS FOR ANY COMPLIANCE, FINANCIAL, LEGAL, OR BUSINESS DECISION.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL CENTSLESS, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AFFILIATES, LICENSORS, OR SERVICE PROVIDERS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF OR INABILITY TO USE THE PLATFORM.

IN NO EVENT SHALL OUR TOTAL AGGREGATE LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR YOUR USE OF THE PLATFORM EXCEED THE GREATER OF: (A) ONE HUNDRED DOLLARS ($100.00); OR (B) THE TOTAL AMOUNT OF FEES, IF ANY, PAID BY YOU TO US IN THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM.

THE LIMITATIONS IN THIS SECTION APPLY REGARDLESS OF THE THEORY OF LIABILITY, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, SO THE ABOVE LIMITATION MAY NOT APPLY TO YOU IN FULL. IN SUCH JURISDICTIONS, OUR LIABILITY WILL BE LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW.

You agree to defend, indemnify, and hold harmless Centsless and its officers, directors, employees, agents, affiliates, licensors, and service providers from and against any and all claims, liabilities, damages, judgments, awards, losses, costs, expenses, and fees (including reasonable attorneys' fees) arising out of or relating to: (a) your violation of these Terms; (b) your use of the Platform; (c) your violation of any third-party right, including any intellectual property, property, or privacy right; or (d) any claim that your User-Submitted Content caused damage to a third party.

This indemnification obligation will survive the termination of these Terms and your use of the Platform.

You are responsible for: (a) maintaining the confidentiality and security of any account credentials or access tokens associated with your use of the Platform; (b) all activities that occur under your account or through your use of the Platform; (c) ensuring that your use of the Platform complies with all applicable local, state, national, and international laws and regulations; and (d) using the Platform in accordance with these Terms and any applicable policies or guidelines.

You agree to notify us immediately of any unauthorized use of your account or any other breach of security.

We reserve the right, at our sole discretion, to modify, suspend, or discontinue any aspect of the Platform or Services at any time, with or without notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuance of the Platform or Services.

We may revise these Terms from time to time. The most current version will always be posted on the Platform with the "Last Updated" date. Material changes will be communicated through a prominent notice on the Platform. Your continued use of the Platform after the effective date of any revised Terms constitutes your acceptance of those Terms.

These Terms and any dispute or claim arising out of or in connection with them or their subject matter, formation, or enforceability (including non-contractual disputes or claims) shall be governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law provisions.

Subject to the arbitration provisions in Section 14, any legal action or proceeding arising out of or relating to these Terms shall be brought exclusively in the federal or state courts located in Harris County, Texas. You irrevocably consent to the personal jurisdiction and venue of such courts.

PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS, INCLUDING YOUR RIGHT TO FILE A LAWSUIT IN COURT.

Before initiating any formal dispute resolution proceeding, you agree to first attempt to resolve the dispute informally by contacting us at legal@centsless.org. The parties shall attempt to resolve the dispute through good-faith negotiation for a period of thirty (30) days from the date of the initial notice.

If the dispute cannot be resolved through informal negotiation within thirty (30) days, either party may initiate binding arbitration administered by the American Arbitration Association (AAA) under its Commercial Arbitration Rules then in effect. The arbitration shall take place in Harris County, Texas. The arbitrator's decision shall be final and binding and may be entered as a judgment in any court of competent jurisdiction.

YOU AND CENTSLESS AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, OR REPRESENTATIVE PROCEEDING. Unless both you and Centsless agree otherwise, the arbitrator may not consolidate or join more than one person's claims and may not preside over any form of a representative or class proceeding.

Notwithstanding the foregoing, either party may seek injunctive or other equitable relief in any court of competent jurisdiction to prevent the actual or threatened infringement, misappropriation, or violation of intellectual property rights.

If any provision of these Terms is held to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such invalidity, illegality, or unenforceability shall not affect any other provision of these Terms, and the remaining provisions shall continue in full force and effect. The invalid or unenforceable provision shall be modified to the minimum extent necessary to make it valid and enforceable while preserving the original intent of the parties.

The failure of Centsless to exercise or enforce any right or provision of these Terms shall not constitute a waiver of such right or provision. Any waiver of any provision of these Terms will be effective only if in writing and signed by Centsless. No waiver shall be deemed a further or continuing waiver of such provision or any other provision.

These Terms, together with our Privacy Policy and any other legal notices or agreements published by us on the Platform, constitute the entire agreement between you and Centsless regarding your use of the Platform and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, regarding the Platform.

You may not assign or transfer these Terms or any rights or obligations hereunder, in whole or in part, without our prior written consent. We may assign or transfer these Terms and our rights and obligations hereunder, in whole or in part, without restriction. Subject to the foregoing, these Terms shall be binding upon and inure to the benefit of the parties and their respective successors and permitted assigns.

Centsless shall not be liable for any failure or delay in performing its obligations under these Terms where such failure or delay results from circumstances beyond our reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, epidemics, pandemics, strikes, power outages, telecommunications failures, or cyberattacks.

For questions, concerns, or notices regarding these Terms of Use, please contact us:

Email: legal@centsless.org

General Inquiries: kyle.hatfield@centsless.org

Or visit our contact page at centsless.org/company/contact.