Implementation Center · Step 2 of 6

    Configure the POS

    A point-of-sale rounding feature is a setting, not a compliance program. Every POS provider builds this differently. The questions below are things to verify with a provider before relying on a rounding feature. They are implementation considerations, not requirements every system must meet identically.

    H.R. 10167 — Passed Congress. Passed House and Senate. Awaiting presentation to the President. Last verified 2026-09-29. Track current status

    H.R. 10167 has not been signed into law. Both chambers of Congress have passed H.R. 10167 in the same form. It becomes law only after presidential action. It is not in force today. This page describes the bill as passed by Congress so businesses can prepare; nothing here is a current legal requirement.

    Not every POS behaves the same way

    H.R. 10167 sets a rounding method and identifies which payment methods are excluded from it. Primary source The bill does not specify how a point-of-sale system's software must implement that method internally, what its receipt layout must look like, or how it must handle edge cases like returns and split tender. Centsless analysis Those are product and vendor decisions. Centsless tracks what individual POS vendors publicly document on POS Readiness, but a business should confirm current behavior directly with its own provider before go-live.

    Activation and scope

    • Does rounding activate only for eligible cash transactions, and stay off for card, EFT, check, gift card, money order, and other excluded methods? Implementation consideration
    • At what stage of the transaction is rounding calculated: at the subtotal, after tax, or only against the cash change due? Implementation consideration
    • Can rounding be configured per location, or is it an all-or-nothing setting across the account? Implementation consideration

    Receipt display

    • Does the receipt show the exact pre-rounding total? Implementation consideration
    • Does the receipt show the rounding adjustment as a distinct line? Implementation consideration
    • Does the receipt show the final cash amount actually tendered or returned? Implementation consideration

    Returns and refunds

    • How are returns handled when the original sale was rounded: does the system reference the original rounded amount or recompute? Implementation consideration
    • How are refunds handled for a rounded cash transaction, and is the refund amount itself rounded consistently? Implementation consideration

    Split tender and mixed payments

    • How are split-tender transactions handled when part of the payment is cash and part is card or another excluded method? Implementation consideration
    • Is rounding applied only to the cash portion of a split-tender transaction? Implementation consideration

    Tax and discounts

    • How does the system calculate tax relative to rounding: is tax computed on the exact pre-rounding total? Implementation consideration
    • How are discounts, coupons, and loyalty adjustments applied relative to the rounding step? Implementation consideration

    Exact change

    • How does the system handle a transaction when exact change is available and rounding is not triggered? Implementation consideration
    • Is there a way to confirm, transaction by transaction, whether rounding applied and why? Implementation consideration

    Electronic payments should not be rounded

    Under the bill's excluded methods, electronic fund transfers, credit cards, checks, gift cards, money orders, and other like instruments are not covered by rounding. Primary source A POS configuration that applies rounding logic to any of those tender types would fall outside the framework described in the bill. Confirming that electronic tenders settle at the exact cent is a basic configuration check, not an optional detail. Centsless analysis