State & Local
    Policy
    Compliance
    Operations
    Legislative Divergence

    Tennessee Introduces Conditional Cash Rounding (HB 1744 / SB 1810)

    Tennessee General Assembly

    Published: January 15, 2026
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    Source Overview

    Tennessee introduced HB 1744 and SB 1810, establishing conditional rounding for cash transactions. Status: Introduced (not law). **Rounding Scope:** - Conditional rounding only when exact change cannot be given - Rounding applies only to the cash exchange amount - Not a blanket rounding mandate **Tax Treatment:** - Businesses must remit exact tax amounts - Rounding does not affect tax calculation or remittance **What the Policy Defines:** - Conditional trigger: exact change unavailable - Exact tax remittance requirement - Rounding limited to cash exchange amount **What the Policy Does NOT Define:** - How "exact change unavailable" is determined - Receipt disclosure requirements - Audit standards for conditional rounding

    Key Takeaways

    • Status: Introduced (not law)
    • Conditional rounding only when exact change cannot be given
    • Rounding applies only to the cash exchange amount
    • Businesses must remit exact tax amounts
    • Two companion bills (House and Senate)

    Our Two Cents

    Tennessee's conditional approach introduces a unique rounding model, triggered by circumstance rather than applied universally. The exact tax remittance requirement provides strong tax integrity but creates additional operational complexity for retailers.

    Open Questions

    • ?How will retailers determine and document "exact change unavailable"?
    • ?Will the conditional trigger create inconsistent consumer experiences?
    • ?How will POS systems handle conditional rounding logic?
    • ?Will other states consider conditional models?

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